5 Health Insurance Perks You May Be Missing Out On

Article posted in: Lifestyle

The health insurance marketplace may be changing in the coming months, but you can be certain that insurers will still offer benefits that help their customers stay well, because it’s the best way to keep costs down. Many already offer support and help for people who are working toward a weight-loss goal and to improve their overall health.

Here are a handful of benefits that could be very valuable to you. Just be sure to check with your provider before making any decisions because the specifics vary from plan to plan.

1. Exercise
Whether you like to go to a gym or work out at home, insurance companies often reimburse costs or offer discounts on memberships and equipment. In some cases, you may need to buy from a preferred partner.

2. Quitting and Coping
Smoking is so damaging to your body that many insurers pay for a variety of programs and one-on-one support for customers who want to quit. Some plans also provide help with managing stress through workshops and personalized coaching.

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3. Dental Care
Your oral health affects more than just your mouth. Inflammation, infections, and other problems throughout your body can result from inadequate dental hygiene. Check with your insurer for coverage of electric toothbrushes, water-jet rinsers and even specific types of toothpaste.

4. Diet Counseling
People who exceed a body-mass index of 27 and are covered by Medicare, Medicaid and many other plans can qualify (often with no co-pays or deductibles) for preventive screenings and individual counseling about nutrition and healthy eating. Carriers such as Blue Cross offer their participants–regardless of their weight or health–up to six one-on-one sessions with a professional dietitian.

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5. Losing Weight
Aetna, one of the nation’s largest health insurers, has arranged discounts for its customers who sign up for a Nutrisystem weight loss program >. No matter which plan you have, be sure to ask if losing weight the healthy way is covered.